*"Are you a student in urgent need of money but unable to find any loan apps?
Here’s your savior app! Kindly check it out and get funds instantly."*
Structured is an instant credit app designed exclusively for college students in India, offering short-term, interest-free loans to help manage expenses such as tuition, textbooks, and daily necessities.
Key Features:
Instant Loan Approval: StuCred's streamlined 5-step verification process enables students to receive loan approval within 24 hours, eliminating lengthy paperwork and waiting periods.
STUCRED
Interest-Free Credit: The platform provides loans with 0% interest, ensuring students repay only the amount borrowed without additional costs.
24/7 Access: Students can access funds anytime and anywhere, ensuring financial support is available whenever needed.
Credit Limit: Loan amounts range from ₹1,000 to ₹15,000, with the possibility of increasing the credit limit through successful borrowing and repayment.
Credit Score Building: StuCred reports to all credit bureaus, allowing students to build their credit scores before graduation.
Eligibility and Application Process:
Registration: Download the StuCred app and complete the verification process by providing basic details, verifying student status, and confirming identity.
UPI Account Linking: Securely link your UPI account to facilitate smooth and instant transactions.
Access Credit: Once verified, you can access interest-free credit within your approved limit.
Repayment Terms:
Tenure: The minimum repayment period is 30 days, and the maximum is 150 days.
Processing Fee: While the loans are interest-free, a processing fee is applicable. For example, a ₹1,000 loan for 90 days incurs a processing fee of ₹210 plus GST, totaling ₹247.80.
Security and Trust:
StuCred employs bank-grade encryption to protect user data and transactions, ensuring a safe and secure experience.
Availability:
The StuCred app is available for download on Android devices, providing students across India with easy access to financial support.
For more information or to get started with StuCred, visit their official website:
Additionally, you can follow StuCred on Instagram for updates and community engagement:
For video content and tutorials, check out their YouTube channel:
YOUTUBE
Please note that while StuCred offers interest-free loans, processing fees apply, and timely repayment is essential to maintain a good credit score.
For a visual overview of StuCred's services, you can watch their introductory video below:
HOW TO APPLY
1. Download The App Through PlayStore
2. Open The App
3. Verify Phone Number
4. Enter Pan No
5. Enter Aadhar Card Details
6. Upload College ID Card
7. Upload and Other College Documents
8.Wait For 10 Minutes
